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    Residential Real Estate Appraiser Secrets - Other Reasons to Request a Real Estate Appraisal
    by Dawn R Walker


    Real Estate appraisals are needed for many
    different reasons. Many people assume that the
    only time that you need an appraisal for real
    property is when you are buying, selling or
    refinancing a home but there are many more reasons
    that people need to find out the value of their
    home. The most common reasons to request an appraisal
    not for loan purposes are as follows.

    1. Date of Death appraisals are needed for
    estate purposes when someone dies. Usually the
    appraisal is performed to get the value of a
    property as of the date of the trustors death.
    Sometimes we have to go back in time several
    years to find out the value of a property of
    someone who passed away twenty years ago. Those
    types of appraisals are very complex.

    2. Divorce or Dissolution appraisals are needed
    to help decide the division of assets.

    3. PMI removal appraisals are usually requested
    when the equity in the home has reached a level
    where Private Mortgage Insurance is no longer
    required.

    4. Value To Sell appraisals are often
    requested when someone wants to sell
    a property and wishes to know what the property
    is worth so that they know how to price the home.

    5. Bail Bond appraisals are needed when a owner
    of a property goes to jail and in order to post bail,
    the property is put up for collateral for the bail
    amount. The bail bondsman requests an appraisal to
    find out how much equity is in the home. The equity
    would be the collateral for the bail bond.

    6. Value to owner appraisals are often requested
    when a property owner wants to know the value of
    his/her property for whatever reason. This type
    of appraisal is requested when a property owner
    is deciding if it is a good time to sell or to
    hold a property.

    When an appraisal is requested for any other reason
    other than for loan purposes, appraisers commonly
    create a narrative appraisal. A narrative
    is a worded report rather than a form appraisal. One
    of the advantages of the narrative appraisal is it
    allows the appraiser to paint a picture of a subject
    property, the market and the comparable properties.
    The appraiser is not restricted to filling in the
    boxes and will include more detail and justification
    for developing their opinion of value.

    To learn more about form and narrative reports or to find out about our visit to the manufactured housing tour, visit http://www.appraisalgroupsocal.com

    Dawn R Walker, Certified Residential Appraiser in the Los Angeles area of Southern California

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